Our customer-focused payment plans with no extra fees

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GREAT SOFAS AT AMAZING PRICES

FREE SETUP ON ALL FURNITURE

FREE 1-5 DAY DELIVERY

12 MONTH GUARANTEE

FLEXIBLE FINANCE OPTIONS AVAILABLE

• GREAT SOFAS AT AMAZING PRICES
• FREE SETUP ON ALL FURNITURE
• FREE 1-5 DAY DELIVERY
• FLEXIBLE FINANCE OPTIONS AVAILABLE
• 12 MONTH GUARANTEE

Representative Example: Cost of Goods £915, Deposit £15, Amount of Credit £900, Annual Fixed Interest Rate 53.30%, Weekly Payment £14.22, Term 104 weeks, Total Payable £1493.88, Representative APR 69.9%

See how much you can be approved for now

APPLY HERE Are you 18+, a UK resident, earn £200+ per week, have an active current account that can accept direct debits and a valid debit or credit card? If yes, then you can apply for finance via our soft credit check finance application. The application WON’T affect your credit score! Find out today!

How does it work?

What is Payin4?

Opt for Payin4 on application, settle in 4 months and you won’t be charged any interest.If life happens, you can just revert to the full 24-month option.

Am I eligible?

• Minimum 18 years old £200 weekly income
• Resident in UK
• Active current account that can accept Direct Debits
• Valid Debit or Credit Card

If life happens, you can just revert to the full 24-month option.

How does it work?

We’ve partnered with Snap Finance to give you a flexible payment option called Payin4 that suits all types of customers. Snap have the ability to approve a much wider range of customer while still offering those customers the chance pay off their loan early and pay no interest. If life happens, you can just revert to the full 24-month option.

Why use DivideBuy?

Interest free instalments

Check eligibility, no effect on credit score

Repayment automatic

Quick and easy

Spread the Cost, Interest Free

Add items to your basket

Go to checkout and select DivideBuy

Provide some personal details, get an instant credit decision

Pay first instalments

Your goods are on their way

FAQs

Are There Limits On How Much I Can Spend?DivideBuy interest free credit is available on products/services from £50 to £6000. Credit is available from 2 to 12 months. Credit offered is set by the retailer. Who can apply for DivideBuy interest free credit?

• Applicants must be aged between 18 and 75
• Be a permanent UK resident
• Have a valid debit or credit card
• Have a valid UK mobile number
• Have a valid email address

Will a credit check be performed?Yes. A credit check is performed to assess your eligibility and affordability. DivideBuy also has a quick check service so you can assess your eligibility for DivideBuy credit that will not affect your credit file. How do I make my monthly payments?Payment is collected via a Continuous Payment Authority (CPA). This method uses your long card number, expiry date and threedigit CV2. Payments will be collected automatically on the date your instalment is d Can I request delivery to an address other than my home address?To guard against fraudulent applications, we are only able to deliver goods to your home address. What if I would like to cancel/ return my order?The first step is to contact the retailer directly to cancel your order. If you have already received your order, you’ll need to arrange for it to be returned using the retailer’s returns process. The retailer will then contact us to confirm your order has been returned, so we can issue a refund and cancel your credit agreement. My application was declined. Now what?We’re sorry that your application was declined. Unfortunately, we have no influence over the credit decision and we’re unable to find out why your application was denied. DivideBuy is not permitted to share application information with us. Who can I contact if I need help?For any questions related to DivideBuy interest free credit please contact DivideBuy by visiting www.dividebuy.co.uk. For a full list of FAQs please click here. Are there any fees or charges?No. There are no APR or hidden charges. We do reserve the right to add late payment fees to your account in the event of you missing payments. This is all explained in your credit agreement before you electronically sign at the checkout process. How can I manage my DivideBuy account?To manage your account and make payments, you can log in https://accounts.dividebuy.co.uk/ What if I need to change my delivery address from my billing address?DivideBuy will need to approve any deliveries to addresses other than the application/billing address. Without their approval, we will not be able to ship to a different address as fraud prevention measures apply. To have goods delivered to another address, once you have placed your order and paid a first instalment, you need to contact DivideBuy directly who will then notify us of the changes.

How can I contact DivideBuy?

Email: hello@dividebuy.co.uk Or via the DivideBuy live chat facility at dividebuy.co.uk

Instalment Plans are provided by DivideBuy (DivideBuy is a trading name of Rematch Credit Limited, company number 08097204. Credit subject to status and age. Terms & conditions apply. Dependent on your credit score, you may be asked to pay a deposit or assign a guarantor. Rematch Credit is authorised by the Financial Conduct Authority, registered number 626266.)

Have a question? We're here to help

03301334032

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